Job Title: Experienced SME
Officer Location: Lagos Supervisor: Reporting to Head SME Manage

Position scope
 The successful candidate will be responsible for setting the strategic agenda for SME 

Job Description 
 SME Loan Officer is responsible for processing loan applications for SME and corporate clients, as well as monitoring the loan portfolio.

Duties and Responsibilities 
  • Prospect new SME clients and assists them for loan applications.
  • Has the ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
  • Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arranges to open a new loan account.
  • Prepares and executes loan contracts and arrange for disbursement of loan in kind.
  • Have good knowledge about guidelines of the regulatory body and be able to prepare loan reports for internal and external use.
  • Monitors the loan and follows up of the timely repayment.
  • Maintain contact and maintain good relationships with clients.
  • Ensure full compliance with all in-place. Any other task as assigned by the Head of Department.